I pay $5 a month for cell phone insurance. I’ve had my phone for 19 months. So I’ve spent $95 on phone insurance, that has so far gotten me nothing. Now, I realize that the point of insurance is just in case, and maybe next month I’ll drop my phone and need it.
But the question that raises is why not just drop my phone now? A lot of times Sprint will send you a newer model phone as a replacement, because they don’t have any more of an older, discontinued model. My mom, dad, and sister have all gotten newer model phones just for being clumsy.
But I’ve been very careful with my phone. I’ve never dropped it or damaged it in any way. But I can’t help thinking that maybe I should, so I can get a new phone. What do you think?